Intro
Close your eyes and picture a world where your online payments are available anywhere you are, at home, work, store, grocery shop, or even if you’re paying to receive a service or an item from another district without stepping a foot out.
Well, you don’t really have to do that, because it’s already happening and CliQ seems to be the top-rated payment option users prefer according to the stats we have gathered at InvoiceQ!
Not that we’re shocked, but we think it’s a great day to dig deeper into CliQ and share all the amazing frenzy features you might be sleeping on. Buckle up, brakes are not an option in today’s article!
What is CliQ?
JoPACC’s frictionless payment solution; CliQ is an instant payment system founded in 2020 to serve the goal of enabling everyone to send and receive money easily. Complying with the ISO 20022 messaging standard enables CliQ not only to be beneficial for banks that integrate it for mobile services but also for the users of E-wallets who don’t have bank accounts. This has made CliQ to be an accessible payment method that barely restricts anyone from using it.
Who Can Use CliQ?
CliQ can be used and implemented by any user as long as the mobile banking app supports the CliQ service and integrates with it. So far, 19 banks have integrated with CliQ after ensuring that all of them adhere to the operating rules that qualify them for that. Furthermore, CliQ is also capable of empowering E-wallet users to send and receive money through the integration between CliQ and the JoMoPay instant mobile payment service powered by JoPPAC as well.
Hence, it can be used by customers to pay for services & goods or by service providers to receive the transferred amounts. Furthermore, it can also be integrated with POS machines at stores, restaurants, or any place enabling customers to pay easily through a customized QR-Code that can be scanned by customers willing to settle their payments via this option.
In turn, businesses are given the power to provide convenient payment methods that entice everyone to buy from them without worrying about the payment procedure, as for the customers they don’t have to worry about having cards or cash with them all the time. A painless experience for everyone indeed.
Registration for CliQ
CliQ registration is free at the moment for any participating banks or those willing to participate. Customers can also easily create a CliQ account through the online banking application they use through various registration options that include the following:
– Phone Number
– Name
– Email Address
– IBAN
Thus, it supports account options tailored for corporate accounts or individual accounts.
In What Ways Does CliQ Facilitate Payments?
CliQ offers other advantages that many don’t know or perhaps don’t use that much. Such as:
– Enabling money transfers up to 10,000 JOD (unless the bank has set a specific daily limit).
– Sending and receiving money 24/7 (no time restrictions).
– Payees can send payment request charges to the payer’s account (if accepted by the payer the amount will be deducted, else they can reject it).
– Ability to return payments partially or fully by payees.
– Ability to use the same alias (name, number…etc.) for various accounts or assign various aliases to one account.
– Immediate settlement of payments processed through QR scans on POS machines.
– A confirmation message of the receiver’s names and details to double-check before sending the transaction – SMS message letting the sender know that the transaction has been successfully sent (receivers are notified of receiving the money as well).
Wrap-Up
We are witnessing rapid growth in online payments which shouldn’t be taken lightly. And little by little E-payments are becoming an essential part of all services and no longer an optional choice to make.
People need to send and receive money fast and nothing but fast, thus, any payment that enables them to get this done in no time and ensures them higher data security is going to be the preferred option by default and common sense.
Gone are the days of having to wait in line at the bank, or having to pay in stores only. With CliQ, all you need is a few clicks and you’re all set to send and receive transactions anywhere inside Jordan no matter the district payee and payer are in.
Geo-barrier is no longer a concern, and users no longer have to waste minutes trying to fetch the receiver’s name, IBAN, or other time-consuming details to fill out before sending a transaction. You can now securely send and receive money from anyone anywhere!
